If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Security Service Federal Credit Union 2 Year CD Account |
1.14%
Date: Feb 10, 2012
|
| Cache Bank and Trust 2 Year CD Account |
1.11%
Date: Feb 9, 2012
|
| Englewood Municipal Credit Union 2 Year CD Account |
1.01%
Date: Feb 16, 2012
|
| Credit Union of Colorado 2 Year CD Account |
0.90%
Date: Feb 14, 2012
|
| Bank of Choice 2 Year CD Account |
0.86%
Date: Feb 8, 2012
|
| Advantage Bank Colorado 2 Year CD Account |
0.85%
Date: Feb 20, 2012
|
| First National Bank 2 Year CD Account |
0.75% to
0.68% Date: Feb 20, 2012
|
| Westerra Credit Union 2 Year CD Account |
1.00% to
0.75% Date: Feb 15, 2012
|
| Westerra Credit Union 12 Month CD Account |
0.65% to
0.45% Date: Feb 15, 2012
|
| Westerra Credit Union 6 Month CD Account |
0.40% to
0.30% Date: Feb 15, 2012
|
| Credit Union of Denver 2 Year CD Account |
0.80% to
0.70% Date: Feb 14, 2012
|
| Credit Union of Denver 12 Month CD Account |
0.55% to
0.50% Date: Feb 14, 2012
|
